Terms of Use
Last updated: September 5, 2026
1. Acceptance of Terms
By accessing or using the Your Reserve Fund Letter website (“this site”), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not access or use this site. These terms apply to all visitors regardless of whether you opt-in for additional information.
2. Educational Purpose
This site is published by Wealthworx LLC and is designed to educate consumers about financial concepts, including the Infinite Banking Concept, indexed universal life insurance, whole life insurance, and related strategies. All content is provided for educational and informational purposes only. It does not constitute tax, legal, accounting, investment, or financial advice and should not be relied upon as the sole basis for any financial decision.
3. No Product Recommendations
This site does not make product recommendations or offers to buy, sell, or exchange securities. Prospects who opt-in for more information may be referred to a state-licensed insurance agent or financial advisor who has paid a fee to receive the referral information. These independent agents and advisors are not employees of Wealthworx LLC and may recommend products over which Wealthworx LLC has no control.
4. Intellectual Property
All content on this site, including text, graphics, logos, research, case studies, charts, and software, is the property of Wealthworx LLC or its licensors and is protected by United States and international copyright laws. You may view and download material from this site for your personal, non-commercial use only. You may not reproduce, distribute, modify, transmit, or otherwise use any content without prior written permission.
5. Disclaimers
All research, case studies, charts, and related content (“website content”) strictly refer to insurance and financial products offered by a state-licensed agent. This website content does not constitute an offer to buy, sell, or exchange securities. Any guarantees mentioned are subject to the claims-paying ability of the underwriting insurance company. Discussions are general in nature, based on various assumptions, and do not guarantee future performance. Figures shown are illustrative and depend on individual circumstances, contract design, funding level, and market conditions.
6. Limitation of Liability
To the fullest extent permitted by law, Wealthworx LLC and its officers, directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of this site or any content contained herein. You acknowledge that any reliance on information provided is at your own risk.
7. Third-Party Links
This site may contain links to third-party websites that are not owned or controlled by Wealthworx LLC. We assume no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge that Wealthworx LLC shall not be liable for any damage or loss caused by your use of any third-party website.
8. Changes to These Terms
Wealthworx LLC reserves the right to modify these Terms of Use at any time. Changes become effective immediately upon posting to this site. Your continued use of the site following the posting of changes constitutes your acceptance of the revised terms.
9. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the state or federal courts located in Virginia.
10. Contact
If you have questions about these Terms of Use, you may contact us at editor@yourreservefund.com or by mail at Your Reserve Fund, 6479 Main St, The Plains, VA 20198.